Pakistan Defence

In USA private sector have what we call a 403/401 account where you have money by employee put in that can be drawn tax free when you are 55.
That's what I meant for retirement account

Apart from VA /army noone gets pentions

Ok, that clarifies it.

Other than that how's life going so far?

Busy since I am doing an additional year of training
What do you do for living sir.

I do two things. One is managing the family business. We have a few strip malls, restaurants, and gas stations on my father's behalf. On the other hand, I do risk management consulting for mid-size companies ranging from manufacturers to real estate firms, coverage reviews, etc., on the insurance side.

However, I do use the cash flow from my insurance side to grow the family business. Same as my brothers as they work in corporate jobs and their cash flows into it as well.