How to obtain Pakistani Credit Card

[azfar]

Hi Guys,

First of all apology in advance if this is a wrong place to ask but I don't know any good Pakistani forum so posting here.

I am living in UAE (recently moved) and I need a credit card for my family. I have an active SCB current account which I was using for salary transfers so it has good history of many years and I can still transfer funds (even every month) into it if needed. My question is that can any bank release me credit card even with low credit limit, I need one for my family and when I am in Pakistan to avoid cash hassle.

 

[shah1398]

Try Faisal Bank and Al Falah Bank. Both are forthcoming when giving credit cards. I have myself tried Faisal Bank and lower limit was at 60K. It has no charges but one glitch that when activate it U shud spend at least Rs 2000 in that month by using that card and then at starting month of each next year the same practice. So U can call it annual fee but actually goes into Ur kitty.Bank Al Falah has got no annual charges of any sort.All the best.

 

[azfar]

I believe those are also offering without annual fee, I will try to reach them and see.

 

[Bouncer]

Hi Guys,

First of all apology in advance if this is a wrong place to ask but I don't know any good Pakistani forum so posting here.

I am living in UAE (recently moved) and I need a credit card for my family. I have an active SCB current account which I was using for salary transfers so it has good history of many years and I can still transfer funds (even every month) into it if needed. My question is that can any bank release me credit card even with low credit limit, I need one for my family and when I am in Pakistan to avoid cash hassle.

I'd suggest that you stick to SCB. They'll be more than happy to issue you a credit card, if you maintain a decent account balance (since your income is not fixed; though you are salaried but for SCB you remit money randomly.)

Now, if you can maintain a decent account balance (based on what your family actually needs) I'd suggest you for a debit card instead. It gives you better control over finances plus most of the same things you can do with CC like online shopping, POS purchases, rewards/discounts etc.

 

[AZADPAKISTAN2009]

Best place to ask would be your bank as they can judge your account standing and determine if you are fit for credit card

 

[Asian.Century]

Go inquire banks, there are so many successful banks running in Pakistan. Simple apply by filling forms and your personal identity details.